HMO stands for health maintenance organization. It is a type of insurance plan that limits the recipients to certain doctors based on the terms and conditions of their specific plan. In order to find a physician with HMO insurance, you will need to look at the specifics of your plan.
Instructions
1. If you belong to the Cigna network, you will be able to find a doctor using its provider network. Go to the Cigna website and use the "Find a Doctor" directory using the doctor's last name, location, state or ZIP code.
2. Select the HMO option in order to pick your options. Select your network as well. In addition, choose the type of doctor for which you are searching, such as primary physician, general practice, pediatrics or obstetrics. You also have the option to select a specialist.
3. You can choose from a list of physicians provided. You will be given the address and phone number/s of the doctor in the search window with options on how you might contact him to make an appointment.
4. Research the chosen doctor online at the Better Business Bureau or MD Nationwide to review his credentials and history so you are able to make an informed choice. You will ensure you are getting a better doctor if you take this step before making a final decision.
5. Always call in advance to ensure that the doctor is still working in the network. Doctors have to call insurance companies to let them know when they are no longer taking that particular insurance, and sometimes they might still be on the list but are no longer part of the network. The best way to find a physician with HMO insurance is to follow these steps regardless of the HMO company with which you currently have a policy. Most HMO plans have websites with doctor information provided for their client insurance needs.
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